Scout & Stash – Terms & Conditions
Last updated: March 8, 2026
1. Agreement to These Terms
Welcome to Scout & Stash (“Scout & Stash,” “we,” “us,” or “our”). By using scoutandstash.com or any of our content, products, or services (the “Site”), you agree to follow these Terms & Conditions. If you do not agree with these Terms, please do not use the Site. If you are a parent, guardian, educator, or credit union representative, you are responsible for how any children you supervise use the Site.
2. What Scout & Stash Does
Scout & Stash provides educational resources that help children and families build healthy money habits. We also offer tools, activities, and training for parents, educators, and credit unions. The Site is intended for users in the United States.
3. Changes to These Terms
We may update these Terms from time to time. If we do, we will update the “Last updated” date at the top of this page. By continuing to use the Site after changes are posted, you agree to the updated Terms.
4. Children and Adult Supervision
Children may view educational content on the Site. However, only adults may:
- Create accounts
- Make purchases
- Submit forms or personal information
By doing any of these things, you confirm that you are 18 years or older and responsible for supervising any child using the Site.
5. Educational Information Only
All content on this Site is for educational purposes only. It is not financial, investment, legal, or tax advice. You should not rely on our content as professional advice. If you need guidance for your specific situation, you should speak with a qualified professional.
6. Accounts (If You Create One)
If you create an account (for example as a parent, educator, or credit union partner), you agree to provide accurate information, keep your login information secure, and be responsible for activity on your account. If we believe your account is being used improperly or violates these Terms, we may suspend or close it.
7. Using the Site Responsibly
When using the Site, you agree not to:
- Break any laws or regulations
- Try to access systems or data that you are not authorized to access
- Disrupt or damage the Site
- Send spam, harmful code, or malicious content
- Copy or share our materials in ways that violate these Terms or any agreement with us
If the Site allows users to post or upload content, that content must be appropriate for children and families.
8. Our Content and Intellectual Property
All materials on this Site—including:
- stories
- characters
- activities
- curriculum materials
- graphics and illustrations
- videos
- logos and branding
are owned by Scout & Stash or our partners and are protected by copyright and trademark laws. You may use our materials for personal, non-commercial educational use, unless a separate written agreement allows additional use. You may not copy, sell, distribute, or modify our content without our written permission.
9. Content You Submit
If you send us content such as feedback, testimonials, or activity ideas, you confirm that you have the right to share it and it does not violate any laws or someone else's rights. By submitting content, you allow Scout & Stash to use, display, and adapt it for operating or improving our programs and services. We may remove content that violates these Terms or is inappropriate.
10. Third-Party Services
Our Site may link to or use third-party services such as:
- payment processors
- video hosting platforms
- partner websites
We do not control these services and are not responsible for their content or policies. Your use of those services is subject to their own terms.
11. Privacy and Children’s Information
Your use of the Site is also governed by our Privacy Policy, which explains how we collect and use information. If parts of the Site involve children under 13, we follow applicable children’s privacy laws, including the Children’s Online Privacy Protection Act (COPPA). Parents, guardians, educators, and partners are responsible for reviewing our Privacy Policy and providing any necessary consent.
12. Programs, Purchases, or Subscriptions
If you buy or enroll in Scout & Stash programs or resources, additional terms may apply, including:
- pricing and payments
- refunds or cancellations
- access time periods
- license rights for program materials
If those terms conflict with these general Terms, the specific program terms will apply for that program.
13. No Guarantees
The Site and all content are provided “as is” and “as available.” We do not guarantee that the Site will always be:
- error-free
- uninterrupted
- completely accurate
To the fullest extent allowed by law, we disclaim all warranties related to the Site and its content.
14. Limitation of Liability
To the fullest extent allowed by law, Scout & Stash and our team will not be responsible for indirect or consequential damages, including loss of profits, data, or opportunities related to your use of the Site. If a claim does arise, our total liability will not exceed the amount you paid to us in the six months before the issue occurred. Some states do not allow certain limits on liability, so these limits may not apply in all cases.
15. Indemnification
You agree to protect and hold Scout & Stash harmless from any claims, losses, or expenses that result from:
- your use of the Site
- your violation of these Terms
- your violation of another person’s rights
16. Ending Access
We may suspend or terminate access to the Site if we believe someone is violating these Terms or using the Site in a harmful way. If access is terminated, your right to use the Site ends immediately. Certain sections of these Terms—such as intellectual property and liability limits—will continue to apply.
17. Governing Law
These Terms are governed by the laws of the State of New York and the United States. Any legal disputes must be handled in state or federal courts located in New York. Where allowed by law, claims must be brought individually and not as part of a class action lawsuit.
18. Severability
If any part of these Terms is found to be invalid or unenforceable, the rest of the Terms will still apply.
19. Entire Agreement
These Terms, along with any program-specific terms and our Privacy Policy, represent the full agreement between you and Scout & Stash regarding use of the Site.
20. Contact Us
If you have questions about these Terms, please contact us:
Scout & Stash
Email: jessica@scoutandstash.com